Free Developer Utility

Tech CTC to In-Hand Salary Calculator

Calculate your exact monthly take-home salary from your gross CTC with Base pay, EPF, HRA, Standard Deduction, and New vs Old Tax Regime slabs (FY 2025-26 Budget).

Configuration

₹
@if (country() === 'IN') {
Regime Choice
@if (showDetailedIN()) {
Basic Salary Ratio50%
}
} @if (country() === 'US') {
}
@if (country() === 'IN') {
Tax Recommendation

The New Tax Regime provides the highest take-home salary for this CTC with zero complicated investments required.

}
Monthly Net In-Hand

₹

Annual: ₹
Total Tax & Levies₹
Effective Tax Rate9.5%
₹

Tax Slab Breakdowns (New Tax Regime)

₹0 – ₹3,00,000Rate: 0%₹0
₹3,00,001 – ₹7,00,000Rate: 5%₹20,000
₹7,00,001 – ₹10,00,000Rate: 10%₹30,000
₹10,00,001 – ₹12,00,000Rate: 15%₹30,000
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